We all look forward to the moment when the keys are handed over and we can finally enjoy our new home.
But sometimes the rush can make us skip some important steps that perhaps we have not taken into account. In this article we would like to give you some reminders in case you have missed them, for example:
Many people make accounts around the mortgage, but they forget that it is necessary to have a little corner of money saved to be able to face the surprises or extra expenses that we can find. To make an approximation of what that amount is, it is recommended that it is approximately 10% so that there is no lack of resources when it comes to finding ourselves with:
In addition, both cases are subject to AJD (Acto Jurídico Documentado which represents 1% of the purchase price, and 1% of the mortgage).
That is why at Palmer we recommend that you consult us with your doubts when deciding what you want to buy a property, because we already take care of all the paperwork, check the status of the houses or flats for sale in Mallorca and ensure the greatest ease for our customers when making such delicate transactions such as sales and purchases. As your real estate agent in Mallorca we will always look after the best interests of our clients and it will be explained to them at all times how their money is used and how we distribute it.
Buying a flat in Mallorca, or a house, can be a risky option if you do not go through an estate agent, as a private individual does not always have all the necessary knowledge, nor the time, to make sure that everything is in order. Contact your estate agent in Mallorca.
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